Soon, it will be possible with the new Dutch risk assessment to limit the risk of doing business in the Netherlands on the basis of commercial credit even more effectively.

Why a new model?

The Dutch economy and its sectors are constantly evolving. The D&B scoring model, which takes these environmental factors into account, is therefore regularly evaluated and adapted.

Legislation in the Netherlands, as well as the rest of the world, changes constantly. The stringent Basel II legislation, which lays down distinct requirements for scoring models in the case of determining risks within the financial world, is important in this regard. Although D&B's model generally applies to all businesses in the Netherlands, and not just the financial world, the standards set by the financial authorities have nevertheless been taken into account, where relevant.

Finally, D&B has expanded its local database over the last few years with more than 250,000 foundations and associations and also significantly increased the number of payment histories. New data obviously causes shifts in a statistical model